Personal Consumer Issues • Re: Paying for luggage at the airport in the U.S.
Hello,We are travelling to the U.S. for holidays in a few months. For our internal domestic flights, we have asked our travel agent to investigate American Airlines flights.She tells us that the best...
View ArticleInvesting - Theory, News & General • Re: Requesting seasoned comments on...
The Fidelity money market fund is fine for parking proceeds for a while. As the 5% rate drops (sometime) then your father loses traction. Your friend is correct to point that out.I'm sure your father...
View ArticlePersonal Finance (Not Investing) • Re: Anyway to get equity from my home...
Seriously? SMH.Statistics: Posted by bob60014 — Tue Feb 06, 2024 11:12 am
View ArticlePersonal Finance (Not Investing) • Re: Career Advice
You could start by taking classes in finance at a community college, or at a nearby university and work toward getting a BS (Finance) or a BBA. If you want to take up a conventional job which requires...
View ArticlePersonal Investments • Re: All Bond allocation to 401k??
Regarding @exodusNH's comment about my bias: I admitted it in many posts in this forum over the past few months. But if a new data point appears about the risk of an investment you make, do you simply...
View ArticlePersonal Investments • Re: What Does Flagship and Flagship Select Levels Get...
With Flagship, they reply to secure messages within 25 days and make 10 mistakes on your account per year.With Flagship Select, they reply to secure messages within 20 days and only make 8 mistakes on...
View ArticlePersonal Finance (Not Investing) • Re: Vanguard tax forms confusion
Thanks much for the replies. Some of my funds are federal and partially state tax free. If I report the brokerage consolidated statement summary it only lists a federal tax free amount. How would I...
View ArticlePersonal Investments • Re: half high income physician, half financial illiterate
I'm not sure about downgrading to a 1996 Camry, but I might be able to persuade my wife to go back to a one-bedroom apartment. Honestly, we don't need two bedrooms since the baby sleeps with us...
View ArticlePersonal Finance (Not Investing) • Re: Continued tIRA Growth Undermines Roth...
For those with substantial tIRA accounts largely invested in equities, growth of the tIRA. and future RMDs, is a significant issue. People tend to be short term in thinking about the tax on Roth...
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Personal Investments • Re: 401K Transition at Retirement
Welcome to the forum .More information is needed. What is your desired asset allocation?Do you have any other accounts? It's best to consider all accounts together as a single unified portfolio,...
View ArticlePersonal Finance (Not Investing) • Re: When to Start Soc Sec
Sorry if this has been mentioned and I missed it. Any earned income after a very low threshold will reduce or almost eliminate you from receiving any SS from 62 to FRA. So while just the SS numbers...
View ArticlePersonal Investments • Re: Roth vs Traditional 401k contributions when at HNW
Yeah - our employer 401ks don’t allow rolling over a personal traditional IRA, and the solo 401ks seem tied to business contributions. Thus, we had additional taxes per the pro rata rule over...
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Investing - Theory, News & General • Re: Does anybody belong to the...
The slide projector has a title "P/E Variations". A picture from a Boglehead's conference showing older people they are at least being taught something that is remotely reasonable. Not sorting...
View ArticlePersonal Investments • Re: Washington State Based Donor Advised Funds?
I am in Washington as well but will be well short of the CG levels for the new tax. My suggestion is you contact the adept of Revenue in Oly and ask them.Then also contact your state rep and senator...
View ArticlePersonal Finance (Not Investing) • Re: Quit or stay at my job while searching.
A couple of comments above say 'continue to coast'That doesn't match with OP's "I’m mentally checked out at my job", "My boss have been nitpicking my work", and "secretly I’m hoping to be laid off"My...
View ArticleInvesting - Theory, News & General • Re: Portfolio construction
And even if it is so, the question of allocating 60/40 is still there.60/40 came about with Markowitz's Modern Portfolio Theory (see his 1952 paper "Portfolio Selection").It was the result of people...
View ArticlePersonal Consumer Issues • Re: Bank login security question - need a dummy...
Here's a thought. What if I get a new number and sim from a prepaid mobile service and then register that number with the bank for 2FA login. They should accept it because it's a mobile number. Then I...
View ArticlePersonal Investments • Re: VBTLX (Total Bond Market Index Fund )
Tibbitts is correct.1987 to 2024 CAGR is 2.24% according to portfolio visualizer:https://www.portfoliovisualizer.com/bac ... 6u8DCons6a(You need to click on (i) to see the inflation-adjusted...
View ArticleInvesting - Theory, News & General • Re: Shiller PE seems mostly useless
That chart makes no sense to me. It implies the average return on stocks is 3.5% for the period mentioned. Even if it's real returns, that's way too low.That's just confirmation of how bad CAPE has...
View ArticleInvesting - Theory, News & General • Re: Trading Treasuries (nominal and...
I don't have enough in my MM fund to cover the purchase, but I have some Treasuries that mature tomorrow, 2/8--more than enough to cover the auction purchase. My plan was to put the proceeds from...
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